I’m Saving Money, But I Still Don’t Have Any!
My husband and I occasionally say, “Someday when we have the money, we will….” This sentence is usually finished with something we would like to have that we hope to buy or some kind of big giving we would like to do. Saying this out loud sometimes helps us remember that we are saving money with goals in mind. We aren’t saving money to hoard it. It also reminds us that our current financial situation is temporary. If we discipline ourselves to “live like nobody else does now,” we may be able to “live like nobody else does later.”
But do you ever find yourself wondering when “later” will come? When will I actually have money saved instead of feeling like my savings is barely growing? Am I saving correctly? How do I know? Here are five ways to check yourself to ensure that you’re still saving money. [Read more…]